Hi Shane & Sarge,

A little about Ebay - PayPal - Adyen .....

EBay is to drop PayPal as its main payments processor in a move
that it claims will benefit both sellers and buyers. EBay has signed
an agreement with the Dutch firm Adyen to process payments.
PayPal was originally spun off from eBay in 2015.

The agreement between EBay and PayPal will officially end in 2020.
EBay will begin the transition in the second half of this year and hopes
most of its customers will be using Adyen by 2021. But Ebay shoppers
will have an option to use the off-platform PayPal as a payment option
until 2023.

As for insured banks ....
We had 2 banks here in Western Massachusetts that were both
FDIC, Federal Deposit Insurance Corporation that insures amounts
up to $250,000, and were also DIF, Deposit Insurance Fund banks
that covered everything else. But both banks did drop the added
DIF insurance because of the fees they had to pay, so we are stuck
with 4 banks, at least for the time being ....

Al Varelas / USMC
SS-1654