Hey Sarge & Paul...

You are correct Paul in that PayPal DOES NOT charge for disputes.

Although it may be a bit costlier to run sales through PP, it may be worth it in the long run... dealing with CC companies can be a REAL PAIN in the a**! I personally know of a guy and his wife that ran a sports collectibles shop in PA. They also did shows here in OH, and I remember them saying how big of a pain it was to deal with them... CC co's. like to change the rules on you at ANY time, all in the effort to bleed more $$$ out of you!