Dick, I don't know you and you and you are probably right about some people being backstabbers etc. However there are a lot of new members like me who want to believe in the "REAL" silver stikers world and want to be honest in their dealings. There are a lot of nice people in this club! I have had the pleasure to meet just a few of them but hope to meet more. I am sure that there are those that are not so honest in their dealings, but that is life, once you find them out , just don't deal with them again! Brian did a super job in this code of ethics, it is simply the old golden rule. All may not live by it but you have to start somewhere.