In either case, I doubt you'd get much. My point is that I don't think that is the question Orly was asking, but I'll let him speak for himself. Again, the "value" of the silver and the "price" you can get from a business (reseller or refiner) are two separate things. At least that's my humble opinion based on my experience having been a licensed commodities broker with a major firm in my younger days. Again, I don't disagree with what you're saying, I just think it speaks to a different point.
Glenn