James,
I say get a safe AND get insurance. If your house burns to the ground & the fire gets hot enough you will not like what you find inside the safe when it's opened. I have both & would not be without either. Also, do not keep all your eggs in one basket.......Or in this case Silver Strikes & chips. Having them spread out in different locations (safety deposit boxes for instance) means that IF something happens you do not lose your entire collection. Andy - Las Vegas