Yes Norm, it is you, and I see you couldn't even send me an email on my comments to you on this matter from last night....and I will find a new or old seller to buy from and believe me there are many out there, even though you think you are the KING of ss sales....now that you let the cat out of the bag, I wonder how many will feel that you are really very wrong for receiving money you never returned on any of that insured mail fee to me or others and just kept it for yourself....you did not "ever tell me" you do not insure items for I would not have bought any ss from you if I had known....and yes, I have told you twice or three times now of throwing ss in an envelope and making it easy for the ss to fall out if ripped and then it is not received and lost...I even left you a negative feedback and that, but you still just throw them in a bag, and can care less about your packaging of ss bought.. and when I let you know that, you never "repaid for my loss!!!" So add lier to your list, for that is what you are! As I said in my email to you last night...return my money for the Palms 200.00 along with my insured item fee for it, and I will get one from Tracy, for I know I can trust him....and how about sending me back all thoughs 2 years worth of fees you took from me, and say you are aware of???.....yes, let the truth be known now, and may the rest of you know if you buy from Norman, and send insured fees, it goes into his pocket and never gets returned......Thanks for all the comments, I appreciate them very much....I did not plan on telling you who this was until I heard back from him on my comments in my email to him last night, but since he wanted you to know, he was the person... I could also reply to his thread of messages here on this board..for he could not even answer my email to him directly back to me, but rather he chose to do it here..Christine