1st off you can't stop a paypal payment guy was a LIER you will never find out UNLESS you buy or sell 1 certain item. and get repete buyers you will get some real losers i have gotten 2 of my past 3 negtives due to the fact i don't take credit card paypal i see it this way if you have to pay for a item on a credit card off e-bay you must be BROKE p.s chuck thanks for being my father figure i don't know what i would do with out you!