And if you do the first way there is more in Phil's pocket instead of in fees to eBay. I have no problem either way because my cost is the same and that is the bottom line I look at.

I ask you, how would you feel about sellers avoiding fees if you were the owner, a major shareholder or employee of the company and every seller were allowed to avoid fees?

There's more than just the buyer's and seller's bottom line to consider.